Financial models
Three-statement, monthly, driver-based. Built so an analyst can follow it without ringing you.
13-week cash flow forecasting
Profit is an opinion and cash is a fact. Thirteen weeks is far enough ahead to act and near enough to be accurate.
Method
How the work is done.
The single most useful tool in a small business. Updated weekly, owner-friendly.
- 01
Receipts and payments, not accruals
Built on when money actually moves, from debtor and creditor ledgers rather than the P&L.
- 02
Weekly rhythm
Rolled forward every week, with last week's forecast compared to what happened so the forecast gets better.
- 03
Headroom and covenants
Facility headroom and covenant tests shown on the same page as the balance.
- 04
Owner-readable
One page you can read in two minutes before deciding whether this is the week to hire.
Output
What lands on your desk.
- 13-week rolling receipts and payments forecast
- Weekly variance against prior forecast
- Facility headroom and covenant view
- Scenario toggle for slow collections or delayed revenue
- One-page owner summary
Standard
What it is held to.
- Reconciles to the bank, weekly
- Assumptions visible, not buried
- Forecast accuracy tracked over time
- Maintained by you or by us, documented either way
Where it appears
Engagements that include this.
Ongoing · Monthly retainer
The Embedded Finance Department
Bookkeeping, close, reporting and CFO judgment under one monthly fee.
Project · 60 daysThe 60-Day Finance Reset
For books that will not yet support a 30-day turnaround. Rebuilt from the ground up.
Project · 2–6 weeksThe Operating Model
A clean, owner-friendly three-statement model you can drive yourself. Three tiers by complexity.
Also part of the eight
Related capabilities.
Investor decks & executive summaries
The deck, the one-pager and the Q&A pack — one narrative, backed by the model.
Valuation & returns analysis
DCF, LBO, comparables and returns waterfalls, built the way the other side builds them.
Data rooms & diligence readiness
Structured, indexed, complete before the first request list lands.
Next step
Thirty minutes. No pitch. Your situation, and what we would do about it.
If we are a fit, we will say so. If we are not, you will hear that too, and where to look instead. Either way you leave with a clearer picture of what good finance looks like for your business.